Last week, since I've started my new job, our financial outlook is absolutely better than it was, overwhelmingly better. At the end of this month, after we've scraped and squeezed every last penny we could, we will be several hundred dollars ahead in our budget. This is a monumental place for us, but here is the danger. Many times it is easy at this point to say "We did it! We've made it through this challenge, kept our house, paid our bills!" ... not so. The challenge now is to resist the temptation.
Before now, if we found ourselves ahead in any way financially speaking, you better believe we over spent and/or dug ourselves deeper in financial trouble. The challenge has now shifted and become more intense, ironically so now that we have plenty of extra money to pay our bills at the end of the month. The challenge is no longer whether or not we can avoid foreclosure. Rather, now it is this. Can we keep the discipline? Are we going to save money? Are we going to eliminate the risk of our debts? Are we going to keep our momentum? Because I guarantee you, it is inevitable...inevitable for us, inevitable for anyone, that at the end of the month when we see those extra dollars we have floating around in our budget, it will be easy to start getting lazy again. It will tempt us with a false sense of security, when we see something we want to buy, when work stress starts to appeal to the foolish side of us that wants to indulge instead of stay on course.
Pray for us as we move forward.
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